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Friday, November 22nd, 2019
  Warning
 
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ONCE YOU JOIN...
Benifits
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By becoming a member you will have full access to over 375 pages of credit repair information and secrets based on 25 years of research!
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IMPORTANT INFO
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The Solution to Bad Credit
The Lure of Bankruptcy
The Free Credit Card Trap
 
 
imgIt isn't easy in this day and age to keep perfect credit, but what do you do if, like so many people, who have fallen behind?
You find you can't get a mortgage or a car loan - or worse, your children's college needs are at stake. Good credit is possible and it's never been easier to improve your credit.

The Warning Signs

If you decide to respond to a credit repair offer, beware of companies that:

Want you to pay for credit repair services before any services are provided;

Do not tell you your legal rights and what you can do-yourself-for free;

Recommend that you not contact a credit bureau directly;

Suggest that you try to invent a "new" credit report by applying for an Employer Identification Number to use instead of your Social Security Number;

or Advise you to dispute all information in your credit report or take any action that seems illegal, such as creating a new credit identity. If you follow illegal advice and commit fraud, you may be subject to prosecution.

You could be charged and prosecuted for mail or wire fraud if you use the mail or telephone to apply for credit and provide false information. It's a federal crime to make false statements on a loan or credit application, to misrepresent your Social Security Number, and to obtain an Employer Identification Number from the Internal Revenue Service under false pretenses.

Under the Credit Repair Organizations Act, credit repair companies cannot require you to pay until they have completed the promised services.

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